Rates
10 Cities Where Black Americans Fare Best Economically
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Black Americans have higher incomes and higher rates of homeownership here.
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Mortgage and refinance rates today, Feb. 27, and rate forecast for next week
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Today’s mortgage and refinance rates  Average mortgage rates fell a little or held steady yesterday (Friday). Unfortunately, it was the only glimmer of light in a gloomy week that saw […]…Continue readingMortgage and refinance rates today, Feb. 27, and rate forecast for next week
What is revolving debt and how does it differ from installment debt?
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The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure […]…Continue readingWhat is revolving debt and how does it differ from installment debt?
Bodnar of MMG: Long End of Bond Market Having a Tough Time
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Bill Bodnar of The Mortgage Market Guide (MMG) explains that long-term interest rates moved up to their highest levels in a year despite significant bond buying
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Mortgage and refinance rates today, February 26, 2021
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Today’s mortgage and refinance rates  Average mortgage rates soared yesterday, rising by a greater amount than we’ve seen in a long time. Of course, they’re still very low in a […]…Continue readingMortgage and refinance rates today, February 26, 2021
Brutal Week For Rates But There’s Hope (Hopefully)
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Rising rates have been on the menu for months, but the drama kicked into a higher gear this week. Maybe you heard about this? We've certainly been discussing it in recent newsletters ( especially last week's ). The rising rate narrative hit the mainstream this week as it was widely credited for doing damage to the stock market. Perhaps you even caught one of Thursday's many mortgage rate headlines citing the spike in Freddie Mac's weekly mortgage rate survey. Freddie reported a jump in 30yr fixed rates from 2.81 to 2.97, their biggest in nearly a year. Unfortunately, Freddie was low last week and they're WAY low this week. This is a common problem when things are this volatile. Although their survey is published on Thursdays, most of the responses are in by Monday. As such, their numbers didn…Continue readingBrutal Week For Rates But There’s Hope (Hopefully)
Delinquency Rate Lowest in COVID Era; but Lingering Risks Remain
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Posted To: MND NewsWire

Loan performance continued to improve in January although the number of delinquencies remains significantly elevated from pre-pandemic levels. Black Knight's first look at the month's loan performance data has both good news and some that is disquieting. The good news is a 121,000-loan decline in the number of loans that are 30 or more days past due but not in foreclosure when compared to the prior month. This reduced the national delinquency rate to 5.85 percent, the first time the rate has been under 6 percent since the pandemic hit in March 2020. The number of seriously delinquent loans, those 90 or more days past due but not in foreclosure, was reduced by 56,000 loans. Black Knight includes loans that are in active forbearance plans in its delinquency numbers if they are non-current. However...(read more)

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What is revolving debt and how does it differ from installment debt? – Lexington Law
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Do you know what revolving debt is or how it affects your credit score? Learn the key differences between types of debt to better manage your credit score.
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Solid entry point into the Hilton credit card portfolio: Hilton Honors Amex Card review
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Editor’s note: This post has been updated with the latest credit card information. Hilton Honors American Express Card Overview The Hilton Honors American Express Card is the brand’s no-annual-fee (see rates and fees), entry-level offering. Featuring 7x points per dollar on eligible Hilton purchases and complimentary Hilton Honors Silver status, the card is a solid …
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11 Things Retirees Should Always Buy at Costco
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This leader in bulk shopping is a great place to find discounts in the fixed-income years.
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